Receive Your Financial Aid

Your financial aid award can be used to pay for a variety for educational expenses such as tuition and fees, books, supplies, and additional program requirements.

Paying for Classes

If you have enough financial aid to cover your full balance for the semester, you do not need to make payment arrangements. Carteret CC will use your financial aid to pay your balance and issue a refund within 6-8 weeks from the beginning of the semester. Keep in mind that your financial aid award is subject to change based on your enrollment (i.e. course selection, number of classes, etc.) and Satisfactory Academic Progress (SAP) status.

You DO NEED to pay for your classes if:

  • You are still awaiting a financial aid offer.
  • You do not have enough financial aid to cover your full balance with Carteret CC.

If you find yourself in any of the situations above, you must make payment arrangements on or before the payment due date.

Please note: If you are also receiving Post 9/11 veterans’ benefits and have submitted a Certificate of eligibility, this will be used to pay your tuition and fees.  Students using all other VA Chapters must either have a financial aid award, payment plan or pay out-of-pocket.

How You Get Your Refund

Refund checks for eligible students whose financial aid awards exceed charges for tuition, fees, and bookstore charges will be available for pick-up approximately six weeks after the beginning of each semester. Refund dates are posted in the Financial Aid Office and e-mailed to students via student e-mail accounts.

Late applicants eligible for an award for a prior semester will be paid based on the number of hours completed for all prior semesters in the applicable academic year.

How Much You Receive

The amount of financial aid you are eligible to receive depends on the number of credits you take. Courses must be on an eligible Carteret CC program of study. Your initial financial aid offer is based on enrollment of 12 credits. The amount changes if you take fewer hours. The final amount is based on your enrollment on the census date for your semester or session.

Federal Pell grants may be increased, reduced, or canceled based on your enrollment.

Common reasons students do not receive their full financial aid award:

  • You have incomplete items on your Carteret Compass Financial Aid checklist.
  • You have a student hold with Carteret CC.
  • You are not enrolled full time.
  • You are not following your declared Carteret CC program of study (or major).
  • Your classes have not all started.
  • You have taken too many Developmental or ESOL courses.
  • You are enrolled in an ineligible or partially eligible program.

Important Dates & Deadlines

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